Telehealth Explained: Navigating Virtual Care, Insurance, and Online Safety | Take Care Together

Melody Mulaik and Ashley Hunter demystify the world of telehealth and telemedicine. From diagnosing a sinus infection from your couch to managing a specialist's care in a different state, virtual visits have transformed how we access healthcare. 

But with new technology comes new questions: Is my insurance going to pay for this? Is that TikTok ad for medication legitimate? 

Melody and Ashley break down the "how-to" of virtual care, provide a framework for vetting online services, and share tips for helping older family members navigate digital appointments.

Featured Topics:

• Understanding the live, virtual interaction between patients and providers for diagnosis and prescriptions.
• How to research the legitimacy, transparency, and provider availability of digital healthcare websites.
• Navigating the complexities of 2026 coverage and how state laws impact online medical care.

In this episode, Melody and Ashley discuss:

• [00:09] Telehealth allows providers to diagnose and prescribe via live video on computers or phones.
• [02:22] COVID-19 accelerated telehealth adoption and insurance coverage by roughly 20 years.
• [03:32] Virtual visits offer faster appointments for rural residents and caregivers of elderly parents.
• [05:58] While coverage continues in 2026, state laws and specific insurance plans still vary.
• [10:48] Consumers should prioritize transparency and consult local pharmacists to verify online medical services.

If you have ever tried to get an urgent appointment with your doctor and were told they have no availability, this episode is a must-listen. Melody and Ashley discuss how telehealth can often get you seen the very next day, saving you a trip to the office while still getting you the care you need.

Want to Ask Melody? Visit: https://melodymulaik.com/ASK 

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